What Houston Property Owners Should Know About Large-Loss Restoration

When disaster strikes your property—whether from a hurricane, fire, or major water event—the damage isn’t always minor. In fact, when destruction affects multiple systems, compromises structural integrity, or causes widespread business disruption, you’re dealing with a large-loss restoration event.

But what exactly does that mean for Houston property owners? And how can you recover quickly, safely, and confidently?

In this post, we’ll break down what qualifies as large-loss damage, what to expect during the restoration process, and how Cavalry Construction helps Houston-area property owners recover from catastrophic damage with confidence and clarity.

What Is Large-Loss Restoration?

Large-loss restoration refers to property recovery efforts following a major disaster that causes extensive damage—typically over $50,000 in loss. However, the dollar amount alone isn’t the only factor. These events often affect multiple building systems, disrupt operations, and require complex project management to restore the property to its pre-loss condition.

This kind of restoration goes far beyond patchwork repairs. It often involves structural reconstruction, environmental mitigation, and a full spectrum of trades working together under tight timelines. Whether the damage is caused by a large-scale flood, commercial fire, or structural failure, the project demands coordination between insurers, contractors, engineers, and clients.

The scope and complexity of a large-loss job mean it must be handled by a contractor with the experience, resources, and systems to manage big-picture restoration from day one. That’s where Cavalry Construction comes in.

Why Large-Loss Events Are Common in Houston

Houston’s climate and infrastructure make it especially vulnerable to large-loss incidents. The city frequently experiences intense weather events, from tropical storms and hurricanes to heavy rainfalls that overwhelm drainage systems.

Hurricanes and Tropical Storms

With its Gulf Coast location, Houston faces annual threats from hurricane season. High winds and storm surges can cause widespread destruction to roofs, windows, foundations, and interiors. According to FEMA, hurricane-related losses account for billions in property damage nationwide each year.

Fire Damage

Fires—whether caused by electrical faults, kitchen accidents, or industrial incidents—can escalate quickly. The resulting structural compromise, smoke contamination, and water damage from firefighting efforts often require large-scale restoration.

Widespread Water Intrusion

While not as dramatic as hurricanes or fires, water leaks can be just as destructive over time. Broken plumbing, roof failures, or malfunctioning HVAC systems can soak walls, ceilings, and floors, leading to mold growth, wood rot, and compromised materials.

Houston’s combination of high humidity, aging infrastructure, and volatile weather makes it essential for property owners to stay proactive. Knowing who to call when large-loss damage occurs can make all the difference in minimizing both costs and downtime.

What to Expect During a Large-Loss Restoration Project

Every large-loss restoration is unique, but most follow a structured process designed to stabilize the site, coordinate with insurers, and restore the property as efficiently as possible.

1. Emergency Response and Damage Assessment

Time is critical after a major disaster. Cavalry Construction offers 24/7 emergency services, including board-up, water extraction, and site stabilization. This initial response prevents further damage while our team conducts a detailed assessment of the affected property.

We document everything—from structural damage and contents inventory to moisture mapping, ensuring your insurance claim begins with accurate, comprehensive records.

2. Insurance Coordination and Communication

Large-loss claims can be complicated, especially when high-value assets or multiple policies are involved. We work directly with adjusters and insurers to streamline paperwork, scope approvals, and reporting.

Cavalry understands what carriers need to move things forward: detailed estimates, prompt updates, and transparent documentation. Our goal is to keep the claim process from slowing down the rebuild timeline.

3. Mitigation and Controlled Demolition

Once stabilization is complete and insurance approvals are underway, our team begins mitigation. This may include debris removal, drying, microbial remediation, and selective demolition where needed. Removing damaged materials quickly helps prevent further issues like mold or air quality hazards.

We take a phased, strategic approach—preserving what’s salvageable while prioritizing safety. Our project managers keep you informed throughout the process.

4. Structural Repair and Full Restoration

Cavalry Construction doesn’t stop at cleanup. We rebuild your property from the ground up. Our team handles framing, drywall, roofing, mechanical systems, and finish work.

For commercial clients especially, we focus on minimizing operational downtime while maintaining quality. Our full-service restoration ensures you have one trusted partner from start to finish.

5. Final Inspections and Turnover

After restoration is complete, we walk through the property with you and any third-party inspectors to ensure everything meets local codes and expectations.

We don’t consider a job done until you feel confident in the results.

Your Restoration Strategy Starts Here

Large-loss restoration is about more than repairing damage. It’s about reclaiming safety, stability, and peace of mind after a major crisis. With the right restoration partner, even the most overwhelming disaster becomes a path toward recovery.

Cavalry Construction is here to help Houston property owners face the unexpected—prepared, protected, and empowered.